Our verdict: Good for those who need some help shaping their retirement saving strategy. TD offers 24/7 phone support and chat support via Facebook Messenger and Twitter Direct Message. Account minimum: $0 Annual account fee: $0 Advisory fee: 0% Customer support

It offers self-directed brokerage accounts, professionally managed investment accounts, retirement accounts, education savings accounts, and more. TD Ameritrade Roth IRAĪbout: TD Ameritrade first launched as Ameritrade in 1971 and later became TD Ameritrade in 2006 after being purchased by TD Waterhouse USA from TD Bank Financial Group. Bonus: for a limited time, Firstrade is offering $200 in transfer rebates for rolling over any existing IRA you may have into a Firstrade account.

This account also has no minimum deposit or balance requirement and doesn’t charge commissions on stocks, options, and mutual funds. This account doesn’t charge any fees for account set-up, maintenance or inactivity. Our verdict: Good for savers who hate fees.įirstrade’s Roth IRA took the second spot on our list for its zero-fee model. Account minimum: $0 Annual account fee: $0 Advisory fee: 0% Customer supportįor assistance, customers can reach a Firstrade representative via email, fax, and telephone, Monday through Friday, from 8:00 A.M. Firstrade Roth IRAĪbout: Firstrade was founded in 1985 and offers online and mobile trading of stocks, ETFs, options, mutual funds, fixed income products and more. For savers who are hoping to trade on margin, IBKR notes that futures margin trading in an IRA is subject to higher margin requirements than in a non-IRA margin account. An added bonus: Interactive Brokers does not charge any fees for account maintenance or termination. Interactive Brokers’ Roth IRA made our list for the long list of assets account holders are able to invest in, including stocks, options, futures, bonds, and more. Our verdict: Good for savers who want exposure to a wide range of assets. Account minimum: $0 Annual account fee: $0 Advisory fee: 0% Customer supportĬustomer service representatives are available to assist account holders 24/7 via phone, chat, email, or mail. Interactive Brokers Roth IRAĪbout: Headquartered in Greenwich, Connecticut, Interactive Brokers (IBKR) has a 46-year history and offers customers a wide range of assets to invest in, including stocks, options, futures, mutual funds, fixed income and more. (Note: rates, fees, and account requirements are up to date as of May 17, 2023, but are subject to change.) 1. The retirement savings account you choose can make a huge difference in how much you’re able to save in a given time and how quickly you hit your retirement savings goals. While saving for retirement is a common goal, there are several routes you can take to get there.

Best hands off roth ira